Guidelines on Documentary Requiremments needed for Registration
A. PRIVATE INDIVIDUALS
Note: You cannot use one form of identification for both name and address
If identity is to be verified from documents, this should be based on: either a government issued document which incorporates the customer’s full name and photograph, and with either their residential address or their date of birth, as follows:
- Current signed passport
- Current UK or EEA photocard driving licence (Full)
- National ID card or EEA Identity Card
- ID Card issued by the electoral office
- Photographic registration cards for self-employed individuals in the construction industry – CIS4
- Benefit book or original notification letter from Benefits Agency
Secondary evidence of the customer’s address:
- Utility bills (but not ones printed off the internet) such as water, gas, electricity, or landline phone bill issued within the last 3 months
- Local authority council tax bill for the current tax year
- Most recent mortgage statement from a recognised lender issued for the last full year
- Current bank or credit/debit card statements (but not ones printed off the internet)
- Solicitors letter within the last three months confirming recent house purchase or land registry confirmation of address
- Tenancy Agreement for the current year
- HMRC self-assessment letter or tax demand dated within the current financial year
- Electoral Registry Entry
- NHS Medical Card or letter of confirmation from GP’s practice of registration with the surgery
- Or Government –issued document (without photograph) which incorporate the customer’s full name, supported by secondary evidence of ID, either government-issued or issued by a juridical authority, a public sector body or authority, a regulated utility company, or another FCA regulated firm in the UK financial services sector, or in a compatible jurisdiction, which incorporates customer’s full name, and either their residential address or their date of birth.
Government-issued documents without a photograph include:
- Valid old-style full UK driving licence,
- Recent evidence of entitlement to a state or local authority funded benefit, tax credit, pension, educational or other grant
B. CUSTOMERS OTHER THAN PRIVATE INDIVIDUALS (such as companies, organisations, etc)
MRUK should obtain the following as standard in relation to corporate customers:
- Identity evidence for:
o Individual dealing with the transaction
o All other individuals or entities with 25% or more of the shares or voting rights in the company or with significant control (see proof of identity for private individuals on letter A)
- Completed and signed Remittance Application and Agreement Form for individual/s dealing with the transaction
- Company Registration Certificate
- Copy of Filed Audited Financial Statement
- Details of Current Officers (ie Directors or Company Secretary) and Shareholders
- Trading Address or Registered Address
- Nature of Business
- Memorandum of Agreement
- Article of Association
- List of Authorised Signatories
- List of Beneficiaries
If an original document is not being provided please have the copy certified as a true copy of the original by the any of the following:
- Any officer of Metro Remittance (UK) Ltd
- Solicitor or Notary Public registered in the UK or EU e.g The Law Societies
- Accountant registered in the UK or EU e.g. The Institute of the Chartered Accounts
- Document Certification Service at the Post Office
The certifier must sign their own name not their companies and must include the following information:
- Name, signature and of Certifier
- The firm/institution they represent
- Details of their regulated professional body membership
- Company brand if applicable
- Date of certification
